• Celebrating 15 years of
    sharing property with people

  • Zulu Mews SW11

    £725 pw

    33
  • IS THE OPPORTUNITY TO BUY RIGHT NOW?

    "Softer house prices will have a restorative effect on
    the London property market long term"

    Lucy Pendleton in City AM

  • Candlemakers Apartments SW11

    £2,450,000

    33
  • DON'T GET MAD
    GET MANAGEMENT

    taking the stress out of letting your property

  • Patience Road SW11

    £760 pw

    24
  • Constance Court

    £492,000 TO £705,000

  • Chatto Road SW11

    £1,595,000

    35
  • VIEWPOINT SW11

    £549,950 TO £714,950

    LUXURY 1, 2 & 3 BEDROOM APARTMENTS

  • Lawrence Mews SW8

    £895,000

    22
  • Londoners face longer journeys to work as high house prices soar.

    London house prices push buyers to a new belt of towns and cities.

  • An Angel
    on your doorstep...

    Making moving into and maintaining your
    property trouble free and heavenly

    #mypropertyconcierge

  • Airedale Road SW12

    £825,000

    23
  • BRONZE

    £458,350 - £1,555,300

  • The Chase SW4

    £450 pw

    12
A
Abstract title Acceptance Administration/ Application fee Amortisation
Annual Equivalent Rate (AER) Annual Percentage Rate (APR) Applicant Appraised value
Appreciation Asset Assignment Assign
Assignee Assignor Arrangement Fee Auction
B
Base Rate Banker’s draft Beneficial Owner Breach of contract
Bridging loan Building survey (full structural survey) Buildings insurance Buy-to-let mortgage
C
Capital Capped-rate mortgage Caution Chain
Certificate or report on title Charge Charge Certificate Client account
Collateral Commission Common areas Comparative search
Completion Completion date Conditions of sale Contents insurance
Contract Contract race Converted flat Conveyancer
Conveyancing Conveyancing fee Council of Mortgage Lenders (CML) County Court Judgement (CCJ)
Covenant Credit check Credit History Credit Rating
Credit Reference Agency Credit Report
D
Debt Service Cover Ratio (DSCR) Deeds Deeds release or discharge fee Deflation
Delayed Completion Deposit Depreciation Detached
Development Disbursements Discharge Discount mortgage / rate
Down valuation Draft contract
E
Early Repayment Charge (ERC) Easement EBITDA Endowment mortgage
Energy Performance Certificate (EPC) Engrossment Environmental report Equitable Interest
Equity Equity Release Excess Exchange of Contracts
Execution Existing Liabilities
F
Financial Services Authority (FSA) Fixed rate mortgage Fixtures and fittings Flexible mortgage
Flying freehold Freehold Full Repairing and Insuring (FRI)
G
Gazumping Gazundering Gearing Ground rent
Guarantor Guide Price
H
Head Lease Higher lending charge Homebuyer's survey and valuation Household insurance
Houses in Multiple Occupancy (HMO)
I
IFA Illiquid Improvement Grant Indemnity insurance
Individual Savings Account mortgage (ISA) Inflation Interest charges Instruction
Interest-only mortgage Internal Rate of Return (IRR)
J
Joint income Joint tenants
L
Land Certificate Land Registration Land Registry Land Registry Fee
Lease Leasehold Legal charge Lender
Lender's arrangement fees Lessor Lien Loan to Value Ratio (LTV)
Listed building Loan to value (LTV) Local authority search London Inter Bank Offered Rate (LIBOR)
M
Management company Managing agents Maintenance charge (or service charge) Maisonette
Mortgage Mortgage broker Mortgage deed Mortgagee
Mortgage Indemnity Guarantee (MIG) Mortgage Offer Mortgage Payment Protection (MPP) Mortgage rate
Mortgage term Mortgage type Mortgagor Multiple Agency
N
Negative equity Net Present Value (NPV) NHBC scheme (National House-Building Council) Nominal Interest Rate
Non-Recoverable Expenses
O
Offer Offer of a loan Office copy entry Open market value
P
Payment break/holiday Penalties Peppercorn ground rent Pied à terre
Preliminary enquiries Premium Principal Private Treaty (For sale by Private Treaty)
Public liability insurance Purchaser Planning permission Probate
Property Information Form (PIF) Property Information Questionnaire (PIQ)
R
Rate Real Interest Rate Re-mortgage Redemption
Registered Land Repayment mortgage Redemption Penalty Remortgaging
Repossession Reserve Price Retention Right of Way
S
Search Self Certification Self Invested Personal Pensions (SIPPs) Senior Debt
Semi-detached Service charge Share of freehold Shared Equity
Sitting Tenant Sole Agency Sole Selling Rights Sole occupancy
Solicitor Stamp Duty Standard variable rate Structural Survey
Studio flat Subject to contract Surveyor Service charge
Stamp Duty Land Tax (SDLT) Subject to contract Standard Variable Rate Sub-Prime Loans
Superior Lease or Head Lease
T
Telegraphic transfer Tenancy at Will or Licence Tenant Tenants in common
Tender – For Sale by Tender Tenure Terraced house The Property Ombudsman (TPO)
Title – Absolute Title – Abstract Title Deeds Title insurance
Title Report Title search Tracker mortgage Transfer Deeds
U
Underlease Under offer Underpayment Unencumbered
V
Vacant Possession Valuation Value Variable base rate
Vendor Void
Y
Yield Yield – Net Yield – Gross

Free Valuation

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