• Celebrating 15 years of
    sharing property with people

  • Battersea Reach SW18

    £810,000

    22
  • IS THE OPPORTUNITY TO BUY RIGHT NOW?

    "Softer house prices will have a restorative effect on
    the London property market long term"

    Lucy Pendleton in City AM

  • Cyril Mansions SW11

    £924,950

    23
  • DON'T GET MAD
    GET MANAGEMENT

    taking the stress out of letting your property

  • Blandfield Road SW12

    £1,200,000

    24
  • Constance Court

    £492,000 TO £705,000

  • Kingfisher House SW18

    £900 pw

    23
  • VIEWPOINT SW11

    £549,950 TO £714,950

    LUXURY 1, 2 & 3 BEDROOM APARTMENTS

  • Trevelyan Road SW17

    £949,950

    24
  • Londoners face longer journeys to work as high house prices soar.

    London house prices push buyers to a new belt of towns and cities.

  • Cathles Road SW12

    £885,000

    23
  • An Angel
    on your doorstep...

    Making moving into and maintaining your
    property trouble free and heavenly

    #mypropertyconcierge

  • Queenstown Road SW8

    £575 pw

    12
  • BRONZE

    £458,350 - £1,555,300

  • Shuttleworth Road SW11

    £560,000

    12

Guide to Mortgages

New Year New Mortgage?

The start of the new year is as good a time as any to take a look at your finances and consider whether you could be paying less for big-ticket items, such as your mortgage.

With mortgage rates still looking incredibly cheap, even if we may have seen the back of the very lowest-priced products, it is worth checking with an independent mortgage broker as to whether you could get a better deal.

Check your existing mortgage - if you are part way through a fixed period or the introductory period on a base-rate tracker, then it probably isn't worth switching. But if you have slipped onto your lender's standard variable rate (SVR) you are likely to be paying a higher rate than is necessary. If you are concerned that interest rates may rise this year, and you can't afford to be wrong - that is, if rates did rise you would struggle to pay your mortgage - then a fixed rate makes a lot of sense. With lenders such as Virgin Money, Nationwide and Skipton building societies reducing some of their rates this week in order to get off to a fast start, there are plenty of attractive deals out there.

Those borrowers who come to the end of a fixed rate this year should plan ahead, making a diary note six months before it finishes so that you have time to find a new deal before moving onto the higher SVR. Most mortgage offers are valid for up to six months so it is worth looking forward, particularly when it comes to getting your paperwork in order. Since the Mortgage Market Review was introduced lenders are taking a more forensic look at your finances and will want to see six months of bank statements to check whether you can afford the mortgage.
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Help to Buy
Lucy Pendleton to give insight into the recent November 2017 House Price Index.
James Pendleton is an amazing company. They have been a big part of me winning a bronze medal in Rio 2016 and have been so supportive with all my achievements, which wouldn't have been possible without them. They have given me so many opportunities, I am privileged to be associated with such fantastic people who give so much back to the local community.

Aaron
Having recently rented my property through James Pendelton, I can't recommend them highly enough. They walked me through the process and found me amazing tenants. From the first contact they were professional and informative. Thank you to Jacob, you were amazing. Thank you also to the Angel Department who, after realising I needed safely certificates, sorted everything out for me and made sure I had everything in order.

Giles
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