• Ravenswood Road SW12

    £1,399,500

    2 5
  • Lombard Wharf SW11

    £955,000

    1 2
  • Battersea Square Mews SW11

    £2,995,000

    3 5
  • Kenilford Road SW12

    £875 pw (£3,792 pcm)

    2 4
  • Vicentia Court SW11

    £1,500,000

    2 2
  • St James's Terrace SW12

    £725 pw (£3,142 pcm)

    3 3
  • New Kings Road SW6

    £575 pw (£2,492 pcm)

    1 2
  • Bevin Square SW17

    £950,000

    2 3
  • IS THE OPPORTUNITY TO BUY RIGHT NOW?

    "Softer house prices will have a restorative effect on
    the London property market long term"

    Lucy Pendleton in City AM

Guide to Mortgages

Mortgage advice through SPF Private Clients

At James Pendleton, our team of London estate agents know that looking for a new home is the start of a process which we aim to make as smooth and painless as possible. In our experience, financing your purchase quickly and efficiently, whilst obtaining the very best mortgage product is a skill best left to the professionals.

Too many products, lots of small print, let alone the prospect of choosing a mortgage broker you can trust who understands our locality, are part of the many reasons we have chosen to recommend SPF Private Clients, one of the UK’s leading independent mortgage brokers, based in London.

Of course, we are aware that many mortgage brokers lay claims to have the best rates, provide the best service and do things no other broker can do, only to let you down when it matters most. SPF Private Clients has long established relationships with private banks and high street lenders and will source from the whole market on your behalf. They have access to a vast array of finance, including some bespoke arrangements, and will endeavour to find the most suitable solution to your funding requirements.

We believe that SPF Private Clients not only provides a high level of service, product knowledge and technical expertise, but also takes the stress out of the whole mortgage application process.

To try our mortgage and stamp duty calculator, please click here.

For further information and to discuss your current or future mortgage requirements, please contact Paul Mavin at PaulMavin@jphomes.co.uk or call 020 7330 8569.

New Year new mortgage?

The start of the new year is as good a time as any to take a look at your finances and consider whether you could be paying less for big-ticket items, such as your mortgage.

With mortgage rates still looking incredibly cheap, even if we may have seen the back of the very lowest-priced products, it is worth checking with an independent mortgage broker as to whether you could get a better deal.

Check your existing mortgage - if you are part way through a fixed period or the introductory period on a base-rate tracker, then it probably isn't worth switching. But if you have slipped onto your lender's standard variable rate (SVR) you are likely to be paying a higher rate than is necessary. If you are concerned that interest rates may rise this year, and you can't afford to be wrong - that is, if rates did rise you would struggle to pay your mortgage - then a fixed rate makes a lot of sense. With lenders such as Virgin Money, Nationwide and Skipton building societies reducing some of their rates this week in order to get off to a fast start, there are plenty of attractive deals out there.

Those borrowers who come to the end of a fixed rate this year should plan ahead, making a diary note six months before it finishes so that you have time to find a new deal before moving onto the higher SVR. Most mortgage offers are valid for up to six months so it is worth looking forward, particularly when it comes to getting your paperwork in order. Since the Mortgage Market Review was introduced lenders are taking a more forensic look at your finances and will want to see six months of bank statements to check whether you can afford the mortgage.

You can see more information here.
Share:
Help to Buy
Lucy Pendleton to give some insight into the recent December 2016 House Price Index.
James Pendleton is an amazing company. They have been a big part of me winning a bronze medal in Rio 2016 and have been so supportive with all my achievements, which wouldn't have been possible without them. They have given me so many opportunities, I am privileged to be associated with such fantastic people who give so much back to the local community.

Aaron
Having recently rented my property through James Pendelton, I can't recommend them highly enough. They walked me through the process and found me amazing tenants. From the first contact they were professional and informative. Thank you to Jacob, you were amazing. Thank you also to the Angel Department who, after realising I needed safely certificates, sorted everything out for me and made sure I had everything in order.

Giles
0

Free Valuation

Contact Us

  • title

    Mr / Mrs
    • Mr / Mrs
    • Mr
    • Mrs
    • Ms
    • Miss
    • Dr
    • Baron
    • Baroness
    • Captain
    • Count
    • Lady
    • Lord
    • Prof
    • Rev
    • Sir
    • None
  • Name

  • contact number

  • contact email

  • town

  • your nearest office

    Nearest office
    • Balham
    • Battersea
    • Battersea Park
    • Brixton
    • Chelsea
    • Clapham Common
    • Clapham North
    • Clapham South
    • Earlsfield
    • Fulham
    • Nine Elms
    • Northcote Road
    • Parsons Green
    • Putney
    • Southfields
    • Stockwell
    • Streatham
    • Tooting
    • Victoria
    • Wandsworth Common
    • Wandsworth Town
    • The Tonsleys
  • message

  • Enquiry Type
    • Sales
    • Lettings
    • Commercial
    • Land
    • Sale and Lettings
  • Submit